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House Affordability Calculator

How much house can you afford?

Frequently Asked Questions

How much house can I afford?
Lenders limit your total debt to a share of income (the DTI, often 36%). We subtract your existing debts from that budget to find the affordable mortgage payment, convert it to a loan amount, then add your down payment to estimate the maximum home price.


Estimate the maximum home price you can afford from your income, debts and down payment.